Savings with life insurance | DNB

Start accumulating savings now - save for realisation of your long-term goals and get tax refund as well as life insurance

Starting from 2018 you will be eligible for the refund of individuals’ income tax only in case the savings period is not below 10 years!

Investment opportunities are available to you in a wide range with many advantages


The way to successful saving is simple



Call us on 1880 or visit us in branch and apply for consultation or put it remotely. 


Wait for an answer

The Bank’s consultant shall contact you to agree upon the size and frequency of instalments, as well as on the saving type and maturity.


Start saving

Receive the e-mail from the bank with the entire information and start saving!

Necessary documents

  • Passport or eID card

Start save yourself for the future today!

See also: 2nd pillar pension funds, Become a customerSaving accountsTerm deposit, Banking packages

The fund investments can be influenced by the risks of currency fluctuations, price and interest rates changes, credit risks, liquidity risks, as well as other risks, which can reduce or increase the investment value. Before taking the investment decision please learn more about the offer.
Judicial acts of the Republic of Latvia allow refund the resident income tax in the amount of up to 23% of the life insurance payments. The insurance agreement has to be signed for at least five years without partial repayment of the payments) and cannot exceed 10% from person’s taxable income. More...
The rules for refunding the resident income tax are defined by the law "About resident income tax" and judicial acts following from it. The information about the taxes is submitted according to the judicial laws of the Republic of Latvia valid at the present moment.
ERGO Insurance SE is registered in Commercial Register of Estonia, registration number 10017013, judicial address: A.H. Tammsaare tee 47, Tallin, 11316, Estonia. Represented in Latvia by Latvian filial of ERGO Insurance SE, registration number 40103599913, judicial address: Skanstes iela 50, Rīga, LV–1013.